Questions about purchasing a new home?
We pride ourselves on the degree of personal attention we give our clients, all of whom we know by name, not by loan number. Using state-of-the-art technology the application process is smooth and seamless starting with an almost instantaneous pre-approval on your loan. There are many important things to consider throughout the process, especially if you're a first-time homebuyer. Read our home purchase basics or set up a free consultation.
Kent Sova - Senior Loan Consultant
For More information on the WHEDA PROGRAMS Click here!
Home Affordable Refinance Program or (HARP) is a directive from Fannie Mae that may allow you to refinance at today's record low interest rates even if your current mortgage balance is more than your home is worth. This refinance option is designed to assist borrowers who have demonstrated an acceptable payment history on their existing Fannie Mae mortgage loan, but may not have been able to refinance to obtain a lower payment or move to a more stable product. Please call us today for details.
FHA has a new program designed to help mitigate the cost of the FHA insurance on FHA to FHA streamline refinancing.
If you have an FHA loan now, give me a call to see if you qualify.
The FHA's 203 (K) Loan Program Can Help With Home Improvement Projects. Our Renovation Loan Program is a simple loan that allows you ro renovate your home and customize it to your liking. Turn you home into your dream home without draining your bank account or needing a second mortgage.
The FHA 203K Streamline Mortgage program gives you the ability to refinance or purchase a home in need of repairs by allowing you to include the cost of repairs in the loan.
Homeowners are able to refinance their current home loan for various reasons whether it is to reduce monthly payment, reduce their interest rate, take cash out of their home equity, etc.
USDA Rural Development Loans
This program is designed to make rural housing more affordable. You can finance 100% of the home value with no down payment or monthly insurance required.
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